Adaptability is a fairly self-explanatory term, but, in a world of ever advancing technology, it represents an invaluable and sometimes underappreciated skill. It includes not only the ability to learn new skills and utilize new information, but also to adapt to a change in corporate culture or ideology. It’s important to realize that this doesn’t [...]
Medical marijuana in America has been a hot topic in the medical field, for good reason. The medical use of cannabis is now available with doctor approval in 33 states and the District of Columbia. An additional 14 states have legal medical marijuana with limited THC content, allowing access to products high in cannabidiol (CBD). [...]
In premises liability, your exposure can be determined by a variety of factors. Principle among this is known as Duty Owed. In other words, it is the guarantees you are expected to afford to any visitor on your property by law. Visitors of different status represent different levels of risk and can be broken up [...]
In owning property, it is almost an inevitability that you will host visitors, whether they be invitees, licensees, and trespassers. In the event that someone on your property is injured, premises liability is the risk that you take on. It is adjusted by the status of the visitor in question and their reason for entering [...]
According to the World Federation for Mental Health, one in four adults will experience a mental health issue at some point during their careers. Untreated mental health conditions cost the economy $200 billion in lost earnings each year through decreased work performance and productivity. Depression alone accounts for $11 billion of that sum and affects [...]
Whether you celebrate Thanksgiving or not, it is the perfect time of the year to take stock of how fortunate you are and how you can continue to grow moving forward and find ways to give back. Specifically for Thanksgiving this year, we at Johns Eastern want to thank our loyal clients and business, new [...]
Analytics is increasingly becoming one of the most important tools in an organization's arsenal. It can be used to appraise and control risk in underwriting, pricing, rating, claims, and reserving. Predictive analytics can be used to help determine pricing models as well as risk rating by using statistics and probability to determine a client's risk [...]
The misuse of opioids, including prescription pain relievers, heroin, and synthetic opioids, has become a serious health and socio-economic issue in recent years. Approximately 115 people die from opioid overdose every day and the overall cost of just prescription opioid misuse is more than $75 billion a year, in the United States alone. One of [...]
Developing an adequate threat assessment and response plan is vital to maintaining a safe environment for your employees, students, and/or customers. The same way that you create plans for hurricane preparation and other workplace emergencies, measures should be taken for workplace and school violence scenarios. Assess your Risk The first step is always to [...]
According to the National Insurance Crime Bureau, workers’ compensation fraud costs employers $30 billion annually and is the fastest growing segment of insurance fraud. While this is especially detrimental to businesses and can cause premiums to rise for all employers, these fraudulent claims can have other wide-reaching consequences, as well. Any amount of fraud increases [...]